20 minutes – mothers are threatened with loss of up to 900,000 Fr.

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A child goes into the money. But not only clothes, baby powder, diapers and prams burden the parents' budget. At the same time, income is also shrinking significantly. Especially the mothers can feel it.

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If a working woman takes a baby break, this can lead to a loss of up to 900,000 francs, as the "NZZ am Sonntag" writes on behalf of Pro Familia, referring to a recent study by the University of Neuchatel.

«Significant financial consequences»

"Young mothers should be aware that a baby break has significant financial consequences," study author Alexandra Kis is quoted as saying. From an economic point of view, it makes more sense to work part-time instead of interrupting a career.

Around half of the 270,000 mothers with preschool children in Germany interrupt their careers here. Ten years after the birth, it is still a quarter. It takes an average of 9.2 years for a baby break, and 6.7 years for women with a university degree. According to the study, this interruption leads to a loss of wages of 400,000 to 450,000 francs.

Wages fall after re-entry

But that's just the beginning: for mothers who want to work again after the break, the career opportunities and thus the reward sink. With each baby break year, the salary shrinks by 3.2 percent. A mother with a university degree has an average wage of 22 percent lower than before the break. According to the study, this leads to an additional wage loss of CHF 480,000 for the remaining years of employment.

Not included in the calculation are the losses in occupational pension plans. As the "NZZ am Sonntag" writes, women have a pension about half smaller than men. On average, women in the second pillar receive a monthly pension of 1,200 francs, men 2,300 francs. One of the factors responsible for this is the wage gap between the sexes and the lower workload of women.

Support required

According to Kis, many mothers would involuntarily leave the workplace. "That's why better conditions are needed so that every woman can decide freely whether she wants to continue working after birth or not."

The Swiss Employers Association also demands more support. "For women, there is still a great untapped potential for well-qualified workers. Other countries are clearly ahead of us, "says chief economist Simon Wey.

Overqualified mothers

Patricia Widmer from the University of St. Gallen also emphasizes that even part-time jobs are often not effective. For example, after maternity leave, many mothers suddenly work in occupations for which they are overqualified. Therefore one must promote women purposefully.

(Dob)



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https://www.20min.ch/finance/news/story/Junge-Muetter-entgehen-bis-zu-900-000-Franken-26643369

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