North Sea island Wangerooge should renounce the copper coins in the future

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The prices at the bakery or in the supermarket should be rounded up or down – or the customer pays immediately cashless. The economy is skeptical.



Friedemann Kohler

08/11/2019

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Stand 08.11.2019, 22:55 clock


Jever. If you spend your holidays on the North Sea island of Wangerooge, you can leave your little money at home in the future. Volksbank Jever no longer supplies stores on the island with 1-, 2- or 5-cent coins – too expensive, they say. Instead, the prices at the bakery or in the supermarket should be rounded up or down – or the customer pays cashlessly. The economy is skeptical. And the other East Frisian islands and the banks there from the mainland do not join in the experiment. Small cattle just makes a mess The copper coins lose their validity on the island, as the Bundesbank is. "One-sided legal tender can not be taken out of circulation," said a spokeswoman in Frankfurt. On the other hand, there is contract freedom between dealers and customers. Certain forms of payment could be agreed. For safety reasons, gas stations often do not accept large banknotes. "We can not do anything," says Martin Schadewald, one of three board members of Volksbank Jever. The small coins should only be used if possible. "The island is special because we have high costs there." The transport of the coin rolls is more expensive for the bank and corporate clients than the monetary value. And small cattle is just crap. "We bring about ten tons of hard money every year," says Schadewald. Back it was more, because the coins from the wallets of the holiday guests would come. According to Wangerooge, the cash couriers usually have to fly by plane because the ferry operates depending on the tide. Get change on the mainland For the conversion, the Volksbank has chosen the postseason. When the Christmas and New Year's Eve guests come, everything should be ready. Schadewald expects that only a few dealers will be affected anyway. Apparel stores, overnight stays or services are not expected to be in cents. Nevertheless, the move is causing trouble for the local economy, says Mike Kruse, owner of the Kruse island bakery on Wangerooge. Some colleagues considered driving to the mainland themselves to get change. For his business, the small change taken by the customers, says Kruse. But he prizes his rolls in five-cent increments. Rounding to ten cents is difficult. "I can not suddenly make the rolls five cents more expensive. And at five cents less, I cut myself into my own flesh. "Cash is expensive for banks Cash management is expensive for banks. They pass the costs on to their corporate customers and those in turn to the consumer. That the operation of the branches on the popular holiday islands is particularly elaborate, also confirm other banks in the region. "Behind it is a large logistics," says the spokesman of Oldenburgische Landesbank OLB, Timo Cyriacks. Nevertheless, OLB had no plans like Volksbank in Jever. "We continue with the transport." At best, try to control the effort something. Sparkasse Leer-Wittmund looks the same. In addition, one prepares corporate customers on the islands intensively for cashless payments with card or mobile phone, says spokesman Carsten Mohr. On Borkum, Norderney or Juist several banks are represented on Wangerooge there is since the withdrawal of OLB only the People's Bank. Germans hang on cash Generally the Germans hang on their cash. Three quarters of all transactions, mostly smaller amounts, are paid in cash, according to a study by the Bundesbank in 2017. However, for the first time in terms of revenue, cash at 48 percent was less than cashless. Bank director Schadewald, on the other hand, refers to the Netherlands or Scandinavia as having continued to waive coinage. He hopes the attempt on Wangerooge makes school. "It could also be a project to make the island completely cashless," he says. But his colleagues do not want to follow him. And the Bundesbank recalls that in Kleve am Niederrhein an attempt to suppress the use of small coins has failed. "In particular tax concerns and malfunctions of cash systems played a role," said a spokeswoman. It has cost the shops a lot of time to explain the rounding process to the customers.



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