One in five Russians would stop working if they had some kind of “basic income” that has nothing to do with wages. Experts from NPF Sberbank, Sber Asset Management and the Rambler portal came to this conclusion in a joint study.
The Russians interviewed indicated that the hypothetical basic income, thanks to which it is possible to leave the job, should be significantly higher than the current average salary.
It turned out that a quarter of Russians (25%) need more than 200 thousand rubles a month. 13% of respondents would agree to 150-200 thousand rubles, 16% would be satisfied with an income of 100-150 thousand rubles.
Every fifth Russian (19%) is ready to live for pleasure on 70-100 thousand rubles a month, 13% would be enough for 50-70 thousand rubles.
Few agree to smaller sums: 30-50 thousand rubles a month will satisfy 9% of respondents, 20-30 thousand rubles – 5%.
At the same time, the study emphasizes, 19% of Russians would leave their jobs and live for their own pleasure if they had an income that does not depend on wages.
They would fill their free time with travel (this is what 28% of the respondents want), self-development (20%), their favorite hobby (18%). A quarter of the respondents (26%) would devote themselves entirely to family and children. Russians are somewhat less interested in knowledge, sports and self-expression: 5% of respondents would like to get another education, 2% would like to improve in sports, 1% would actively blog.
Note that, according to Rosstat estimates, in 2020 the average salary in the Russian Federation was 51 thousand rubles.
Earlier it became known that 30% of Russians set aside part of their salaries to accumulate funds. This was reported on March 16 by RBC with reference to the results of a survey of the Rabota.ru service.
Moreover, 21% of survey participants save up to 30% of income, 6% – from 30 to 50%, 3% – more than 50%.
The reasons for saving money were different for everyone. The top 3 prerequisites for savings look like this: 42% said they were saving money for a rainy day. 25% save up for vacation, 24% – to buy housing.
This study involved 5.5 thousand users of the service from all regions of Russia.
Prior to this, it was reported that the index of “free money” (ISD) in the budgets of Russians grew at a record in the first month of this year – by 82% compared to December 2020 and by 22% on an annualized basis. This is an indicator that demonstrates the dynamics of the excess of income over expenses, that is, the ability to accumulate funds or spend them on large purchases (equipment, cars, housing) that cannot be purchased, roughly speaking, for one salary.
As the experts of the research holding “Romir” explained, “free money” in the context of the study is the funds that remain with the household after purchasing the necessary foodstuffs, consumer goods, paying for housing and communal services, transport and other services.